Market Overview
Home Prices in Kahului, HI
The median home value in Kahului, HI is $1,018,557 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.4% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kahului are priced148% above average. Kahului is part of the Kahului-Wailuku-Lahaina, HI metro area.
Over the past five years, Kahului home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
Kahului Home Price Trend
City Comparison
Kahului vs. National Median
At $1,018,557, homes in Kahului cost 148% above the national median of $410,000. Buyers in Kahului should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kahului?
20% Down Payment
$203,711
on $1,018,557
Monthly P&I
$5,312/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,746/mo
incl. taxes & insurance
Income Needed
$269,840
gross annual (30% rule)
10% Down Option
$101,856
+ PMI applies
Loan Amount (20% dn)
$814,846
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kahului, HI?
The median home value in Kahului is $1,018,557 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.4% year-over-year.
How much have home prices changed in Kahului?
Over the past year, home values in Kahului have decreased by 3.4%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in Kahului?
To comfortably afford the median home price of $1,018,557 with a 20% down payment ($203,711) at today's rates (6.8%), you'd need a gross annual income of approximately $269,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Kahului compare to the national average home price?
The national median home value is approximately $410,000. At $1,018,557, homes in Kahului are 148% above the national average.
What metro area is Kahului part of?
Kahului is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.