Market Overview
Home Prices in Kailua Kona, HI
The median home value in Kailua Kona, HI is $884,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kailua Kona are priced116% above average. Kailua Kona is part of the Hilo, HI metro area.
Over the past five years, Kailua Kona home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Kailua Kona Home Price Trend
City Comparison
Kailua Kona vs. National Median
At $884,262, homes in Kailua Kona cost 116% above the national median of $410,000. Buyers in Kailua Kona should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kailua Kona?
20% Down Payment
$176,852
on $884,262
Monthly P&I
$4,612/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,857/mo
incl. taxes & insurance
Income Needed
$234,280
gross annual (30% rule)
10% Down Option
$88,426
+ PMI applies
Loan Amount (20% dn)
$707,410
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kailua Kona, HI?
The median home value in Kailua Kona is $884,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Kailua Kona?
Over the past year, home values in Kailua Kona have decreased by 2%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Kailua Kona?
To comfortably afford the median home price of $884,262 with a 20% down payment ($176,852) at today's rates (6.8%), you'd need a gross annual income of approximately $234,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Kailua Kona compare to the national average home price?
The national median home value is approximately $410,000. At $884,262, homes in Kailua Kona are 116% above the national average.
What metro area is Kailua Kona part of?
Kailua Kona is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.