Market Overview
Home Prices in Kaunakakai, HI
The median home value in Kaunakakai, HI is $406,406 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.1% compared to a year ago and down 6.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kaunakakai are priced1% below average. Kaunakakai is part of the Kahului-Wailuku-Lahaina, HI metro area.
Over the past five years, Kaunakakai home values have risen by approximately7.7%, reflecting steady appreciation in this market.
Price History
Kaunakakai Home Price Trend
City Comparison
Kaunakakai vs. National Median
At $406,406, homes in Kaunakakai cost 1% below the national median of $410,000. This makes Kaunakakai a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kaunakakai?
20% Down Payment
$81,281
on $406,406
Monthly P&I
$2,120/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,692/mo
incl. taxes & insurance
Income Needed
$107,680
gross annual (30% rule)
10% Down Option
$40,641
+ PMI applies
Loan Amount (20% dn)
$325,125
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kaunakakai, HI?
The median home value in Kaunakakai is $406,406 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.1% year-over-year.
How much have home prices changed in Kaunakakai?
Over the past year, home values in Kaunakakai have decreased by 4.1%. Over five years, prices have risen approximately 7.7%.
How much do I need to earn to buy a home in Kaunakakai?
To comfortably afford the median home price of $406,406 with a 20% down payment ($81,281) at today's rates (6.8%), you'd need a gross annual income of approximately $107,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Kaunakakai compare to the national average home price?
The national median home value is approximately $410,000. At $406,406, homes in Kaunakakai are 1% below the national average.
What metro area is Kaunakakai part of?
Kaunakakai is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.