Market Overview
Home Prices in Kealakekua, HI
The median home value in Kealakekua, HI is $787,488 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and down 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kealakekua are priced92% above average. Kealakekua is part of the Hilo, HI metro area.
Over the past five years, Kealakekua home values have risen by approximately14.9%, reflecting steady appreciation in this market.
Price History
Kealakekua Home Price Trend
City Comparison
Kealakekua vs. National Median
At $787,488, homes in Kealakekua cost 92% above the national median of $410,000. Buyers in Kealakekua should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kealakekua?
20% Down Payment
$157,498
on $787,488
Monthly P&I
$4,107/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,216/mo
incl. taxes & insurance
Income Needed
$208,640
gross annual (30% rule)
10% Down Option
$78,749
+ PMI applies
Loan Amount (20% dn)
$629,990
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kealakekua, HI?
The median home value in Kealakekua is $787,488 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in Kealakekua?
Over the past year, home values in Kealakekua have decreased by 1.9%. Over five years, prices have risen approximately 14.9%.
How much do I need to earn to buy a home in Kealakekua?
To comfortably afford the median home price of $787,488 with a 20% down payment ($157,498) at today's rates (6.8%), you'd need a gross annual income of approximately $208,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Kealakekua compare to the national average home price?
The national median home value is approximately $410,000. At $787,488, homes in Kealakekua are 92% above the national average.
What metro area is Kealakekua part of?
Kealakekua is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.