Market Overview
Home Prices in Koloa, HI
The median home value in Koloa, HI is $1,260,687 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Koloa are priced207% above average. Koloa is part of the Kapaa, HI metro area.
Over the past five years, Koloa home values have risen by approximately38.9%, reflecting strong long-term appreciation in this market.
Price History
Koloa Home Price Trend
City Comparison
Koloa vs. National Median
At $1,260,687, homes in Koloa cost 207% above the national median of $410,000. Buyers in Koloa should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Koloa?
20% Down Payment
$252,137
on $1,260,687
Monthly P&I
$6,575/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,350/mo
incl. taxes & insurance
Income Needed
$334,000
gross annual (30% rule)
10% Down Option
$126,069
+ PMI applies
Loan Amount (20% dn)
$1,008,550
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Koloa, HI?
The median home value in Koloa is $1,260,687 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Koloa?
Over the past year, home values in Koloa have increased by 1.6%. Over five years, prices have risen approximately 38.9%.
How much do I need to earn to buy a home in Koloa?
To comfortably afford the median home price of $1,260,687 with a 20% down payment ($252,137) at today's rates (6.8%), you'd need a gross annual income of approximately $334,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Koloa compare to the national average home price?
The national median home value is approximately $410,000. At $1,260,687, homes in Koloa are 207% above the national average.
What metro area is Koloa part of?
Koloa is part of the Kapaa, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.