Market Overview
Home Prices in Kula, HI
The median home value in Kula, HI is $1,322,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kula are priced223% above average. Kula is part of the Kahului-Wailuku-Lahaina, HI metro area.
Over the past five years, Kula home values have risen by approximately28.2%, reflecting strong long-term appreciation in this market.
Price History
Kula Home Price Trend
City Comparison
Kula vs. National Median
At $1,322,712, homes in Kula cost 223% above the national median of $410,000. Buyers in Kula should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kula?
20% Down Payment
$264,542
on $1,322,712
Monthly P&I
$6,898/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,760/mo
incl. taxes & insurance
Income Needed
$350,400
gross annual (30% rule)
10% Down Option
$132,271
+ PMI applies
Loan Amount (20% dn)
$1,058,170
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kula, HI?
The median home value in Kula is $1,322,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Kula?
Over the past year, home values in Kula have increased by 0.2%. Over five years, prices have risen approximately 28.2%.
How much do I need to earn to buy a home in Kula?
To comfortably afford the median home price of $1,322,712 with a 20% down payment ($264,542) at today's rates (6.8%), you'd need a gross annual income of approximately $350,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Kula compare to the national average home price?
The national median home value is approximately $410,000. At $1,322,712, homes in Kula are 223% above the national average.
What metro area is Kula part of?
Kula is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.