Market Overview
Home Prices in Lahaina, HI
The median home value in Lahaina, HI is $990,108 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.1% compared to a year ago and down 9.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lahaina are priced141% above average. Lahaina is part of the Kahului-Wailuku-Lahaina, HI metro area.
Over the past five years, Lahaina home values have risen by approximately12.9%, reflecting steady appreciation in this market.
Price History
Lahaina Home Price Trend
City Comparison
Lahaina vs. National Median
At $990,108, homes in Lahaina cost 141% above the national median of $410,000. Buyers in Lahaina should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lahaina?
20% Down Payment
$198,022
on $990,108
Monthly P&I
$5,164/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,558/mo
incl. taxes & insurance
Income Needed
$262,320
gross annual (30% rule)
10% Down Option
$99,011
+ PMI applies
Loan Amount (20% dn)
$792,086
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lahaina, HI?
The median home value in Lahaina is $990,108 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.1% year-over-year.
How much have home prices changed in Lahaina?
Over the past year, home values in Lahaina have decreased by 9.1%. Over five years, prices have risen approximately 12.9%.
How much do I need to earn to buy a home in Lahaina?
To comfortably afford the median home price of $990,108 with a 20% down payment ($198,022) at today's rates (6.8%), you'd need a gross annual income of approximately $262,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Lahaina compare to the national average home price?
The national median home value is approximately $410,000. At $990,108, homes in Lahaina are 141% above the national average.
What metro area is Lahaina part of?
Lahaina is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.