Market Overview
Home Prices in Maunaloa, HI
The median home value in Maunaloa, HI is $296,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.1% compared to a year ago and down 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Maunaloa are priced28% below average. Maunaloa is part of the Kahului-Wailuku-Lahaina, HI metro area.
Over the past five years, Maunaloa home values have fallen by approximately3.6%, reflecting softening conditions in this market.
Price History
Maunaloa Home Price Trend
City Comparison
Maunaloa vs. National Median
At $296,241, homes in Maunaloa cost 28% below the national median of $410,000. This makes Maunaloa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Maunaloa?
20% Down Payment
$59,248
on $296,241
Monthly P&I
$1,545/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,962/mo
incl. taxes & insurance
Income Needed
$78,480
gross annual (30% rule)
10% Down Option
$29,624
+ PMI applies
Loan Amount (20% dn)
$236,993
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Maunaloa, HI?
The median home value in Maunaloa is $296,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.1% year-over-year.
How much have home prices changed in Maunaloa?
Over the past year, home values in Maunaloa have decreased by 13.1%. Over five years, prices have fallen approximately 3.6%.
How much do I need to earn to buy a home in Maunaloa?
To comfortably afford the median home price of $296,241 with a 20% down payment ($59,248) at today's rates (6.8%), you'd need a gross annual income of approximately $78,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Maunaloa compare to the national average home price?
The national median home value is approximately $410,000. At $296,241, homes in Maunaloa are 28% below the national average.
What metro area is Maunaloa part of?
Maunaloa is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.