Market Overview
Home Prices in Ninole, HI
The median home value in Ninole, HI is $898,374 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ninole are priced119% above average. Ninole is part of the Hilo, HI metro area.
Over the past five years, Ninole home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.
Price History
Ninole Home Price Trend
City Comparison
Ninole vs. National Median
At $898,374, homes in Ninole cost 119% above the national median of $410,000. Buyers in Ninole should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ninole?
20% Down Payment
$179,675
on $898,374
Monthly P&I
$4,685/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,950/mo
incl. taxes & insurance
Income Needed
$238,000
gross annual (30% rule)
10% Down Option
$89,837
+ PMI applies
Loan Amount (20% dn)
$718,699
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ninole, HI?
The median home value in Ninole is $898,374 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Ninole?
Over the past year, home values in Ninole have decreased by 0.1%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Ninole?
To comfortably afford the median home price of $898,374 with a 20% down payment ($179,675) at today's rates (6.8%), you'd need a gross annual income of approximately $238,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Ninole compare to the national average home price?
The national median home value is approximately $410,000. At $898,374, homes in Ninole are 119% above the national average.
What metro area is Ninole part of?
Ninole is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.