Market Overview
Home Prices in Paauilo, HI
The median home value in Paauilo, HI is $460,140 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.6% compared to a year ago and down 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Paauilo are priced12% above average. Paauilo is part of the Hilo, HI metro area.
Over the past five years, Paauilo home values have risen by approximately17.1%, reflecting steady appreciation in this market.
Price History
Paauilo Home Price Trend
City Comparison
Paauilo vs. National Median
At $460,140, homes in Paauilo cost 12% above the national median of $410,000. Buyers in Paauilo should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Paauilo?
20% Down Payment
$92,028
on $460,140
Monthly P&I
$2,400/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,048/mo
incl. taxes & insurance
Income Needed
$121,920
gross annual (30% rule)
10% Down Option
$46,014
+ PMI applies
Loan Amount (20% dn)
$368,112
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Paauilo, HI?
The median home value in Paauilo is $460,140 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.6% year-over-year.
How much have home prices changed in Paauilo?
Over the past year, home values in Paauilo have decreased by 1.6%. Over five years, prices have risen approximately 17.1%.
How much do I need to earn to buy a home in Paauilo?
To comfortably afford the median home price of $460,140 with a 20% down payment ($92,028) at today's rates (6.8%), you'd need a gross annual income of approximately $121,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Paauilo compare to the national average home price?
The national median home value is approximately $410,000. At $460,140, homes in Paauilo are 12% above the national average.
What metro area is Paauilo part of?
Paauilo is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.