Market Overview
Home Prices in Pahala, HI
The median home value in Pahala, HI is $299,089 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.5% compared to a year ago and down 7.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pahala are priced27% below average. Pahala is part of the Hilo, HI metro area.
Over the past five years, Pahala home values have risen by approximately14.2%, reflecting steady appreciation in this market.
Price History
Pahala Home Price Trend
2020
$222,468
$222K
—
2021
$261,953
$262K
+17.7%
2022
$332,736
$333K
+27.0%
2023
$325,972
$326K
-2.0%
2024
$338,494
$338K
+3.8%
2025
$313,332
$313K
-7.4%
2026
$299,089
$299K
-4.5%
City Comparison
Pahala vs. National Median
🏠 Pahala
$299,089
National Median
$410,000
At $299,089, homes in Pahala cost 27% below the national median of $410,000. This makes Pahala a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pahala?
20% Down Payment
$59,818
on $299,089
Monthly P&I
$1,560/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,981/mo
incl. taxes & insurance
Income Needed
$79,240
gross annual (30% rule)
10% Down Option
$29,909
+ PMI applies
Loan Amount (20% dn)
$239,271
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pahala, HI?
The median home value in Pahala is $299,089 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.5% year-over-year.
How much have home prices changed in Pahala?
Over the past year, home values in Pahala have decreased by 4.5%. Over five years, prices have risen approximately 14.2%.
How much do I need to earn to buy a home in Pahala?
To comfortably afford the median home price of $299,089 with a 20% down payment ($59,818) at today's rates (6.8%), you'd need a gross annual income of approximately $79,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Pahala compare to the national average home price?
The national median home value is approximately $410,000. At $299,089, homes in Pahala are 27% below the national average.
What metro area is Pahala part of?
Pahala is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.