Market Overview
Home Prices in Pahoa, HI
The median home value in Pahoa, HI is $296,114 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pahoa are priced28% below average. Pahoa is part of the Hilo, HI metro area.
Over the past five years, Pahoa home values have risen by approximately16.2%, reflecting steady appreciation in this market.
Price History
Pahoa Home Price Trend
2020
$223,223
$223K
—
2021
$254,929
$255K
+14.2%
2022
$328,424
$328K
+28.8%
2023
$322,413
$322K
-1.8%
2024
$316,382
$316K
-1.9%
2025
$302,260
$302K
-4.5%
2026
$296,114
$296K
-2.0%
City Comparison
Pahoa vs. National Median
🏠 Pahoa
$296,114
National Median
$410,000
At $296,114, homes in Pahoa cost 28% below the national median of $410,000. This makes Pahoa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pahoa?
20% Down Payment
$59,223
on $296,114
Monthly P&I
$1,544/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,961/mo
incl. taxes & insurance
Income Needed
$78,440
gross annual (30% rule)
10% Down Option
$29,611
+ PMI applies
Loan Amount (20% dn)
$236,891
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pahoa, HI?
The median home value in Pahoa is $296,114 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Pahoa?
Over the past year, home values in Pahoa have decreased by 2%. Over five years, prices have risen approximately 16.2%.
How much do I need to earn to buy a home in Pahoa?
To comfortably afford the median home price of $296,114 with a 20% down payment ($59,223) at today's rates (6.8%), you'd need a gross annual income of approximately $78,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Pahoa compare to the national average home price?
The national median home value is approximately $410,000. At $296,114, homes in Pahoa are 28% below the national average.
What metro area is Pahoa part of?
Pahoa is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.