Market Overview
Home Prices in Paia, HI
The median home value in Paia, HI is $1,327,504 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.1% compared to a year ago and down 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Paia are priced224% above average. Paia is part of the Kahului-Wailuku-Lahaina, HI metro area.
Over the past five years, Paia home values have risen by approximately17.8%, reflecting steady appreciation in this market.
Price History
Paia Home Price Trend
City Comparison
Paia vs. National Median
At $1,327,504, homes in Paia cost 224% above the national median of $410,000. Buyers in Paia should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Paia?
20% Down Payment
$265,501
on $1,327,504
Monthly P&I
$6,923/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,792/mo
incl. taxes & insurance
Income Needed
$351,680
gross annual (30% rule)
10% Down Option
$132,750
+ PMI applies
Loan Amount (20% dn)
$1,062,003
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Paia, HI?
The median home value in Paia is $1,327,504 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.1% year-over-year.
How much have home prices changed in Paia?
Over the past year, home values in Paia have decreased by 4.1%. Over five years, prices have risen approximately 17.8%.
How much do I need to earn to buy a home in Paia?
To comfortably afford the median home price of $1,327,504 with a 20% down payment ($265,501) at today's rates (6.8%), you'd need a gross annual income of approximately $351,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Paia compare to the national average home price?
The national median home value is approximately $410,000. At $1,327,504, homes in Paia are 224% above the national average.
What metro area is Paia part of?
Paia is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.