Market Overview
Home Prices in Puako, HI
The median home value in Puako, HI is $2,192,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Puako are priced435% above average. Puako is part of the Hilo, HI metro area.
Over the past five years, Puako home values have risen by approximately49.9%, reflecting strong long-term appreciation in this market.
Price History
Puako Home Price Trend
City Comparison
Puako vs. National Median
At $2,192,564, homes in Puako cost 435% above the national median of $410,000. Buyers in Puako should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Puako?
20% Down Payment
$438,513
on $2,192,564
Monthly P&I
$11,435/mo
30-yr @ 6.8%
Total Monthly Est.
~$14,522/mo
incl. taxes & insurance
Income Needed
$580,880
gross annual (30% rule)
10% Down Option
$219,256
+ PMI applies
Loan Amount (20% dn)
$1,754,051
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Puako, HI?
The median home value in Puako is $2,192,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Puako?
Over the past year, home values in Puako have increased by 4.9%. Over five years, prices have risen approximately 49.9%.
How much do I need to earn to buy a home in Puako?
To comfortably afford the median home price of $2,192,564 with a 20% down payment ($438,513) at today's rates (6.8%), you'd need a gross annual income of approximately $580,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Puako compare to the national average home price?
The national median home value is approximately $410,000. At $2,192,564, homes in Puako are 435% above the national average.
What metro area is Puako part of?
Puako is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.