Market Overview
Home Prices in Waianae, HI
The median home value in Waianae, HI is $584,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waianae are priced43% above average. Waianae is part of the Urban Honolulu, HI metro area.
Over the past five years, Waianae home values have risen by approximately11.7%, reflecting steady appreciation in this market.
Price History
Waianae Home Price Trend
City Comparison
Waianae vs. National Median
At $584,269, homes in Waianae cost 43% above the national median of $410,000. Buyers in Waianae should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Waianae?
20% Down Payment
$116,854
on $584,269
Monthly P&I
$3,047/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,870/mo
incl. taxes & insurance
Income Needed
$154,800
gross annual (30% rule)
10% Down Option
$58,427
+ PMI applies
Loan Amount (20% dn)
$467,415
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waianae, HI?
The median home value in Waianae is $584,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Waianae?
Over the past year, home values in Waianae have increased by 1.9%. Over five years, prices have risen approximately 11.7%.
How much do I need to earn to buy a home in Waianae?
To comfortably afford the median home price of $584,269 with a 20% down payment ($116,854) at today's rates (6.8%), you'd need a gross annual income of approximately $154,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Waianae compare to the national average home price?
The national median home value is approximately $410,000. At $584,269, homes in Waianae are 43% above the national average.
What metro area is Waianae part of?
Waianae is part of the Urban Honolulu, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.