Market Overview
Home Prices in Wailuku, HI
The median home value in Wailuku, HI is $911,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wailuku are priced122% above average. Wailuku is part of the Kahului-Wailuku-Lahaina, HI metro area.
Over the past five years, Wailuku home values have risen by approximately28.5%, reflecting strong long-term appreciation in this market.
Price History
Wailuku Home Price Trend
City Comparison
Wailuku vs. National Median
At $911,535, homes in Wailuku cost 122% above the national median of $410,000. Buyers in Wailuku should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Wailuku?
20% Down Payment
$182,307
on $911,535
Monthly P&I
$4,754/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,038/mo
incl. taxes & insurance
Income Needed
$241,520
gross annual (30% rule)
10% Down Option
$91,154
+ PMI applies
Loan Amount (20% dn)
$729,228
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wailuku, HI?
The median home value in Wailuku is $911,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Wailuku?
Over the past year, home values in Wailuku have decreased by 2.7%. Over five years, prices have risen approximately 28.5%.
How much do I need to earn to buy a home in Wailuku?
To comfortably afford the median home price of $911,535 with a 20% down payment ($182,307) at today's rates (6.8%), you'd need a gross annual income of approximately $241,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Wailuku compare to the national average home price?
The national median home value is approximately $410,000. At $911,535, homes in Wailuku are 122% above the national average.
What metro area is Wailuku part of?
Wailuku is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.