Market Overview
Home Prices in Waimanalo, HI
The median home value in Waimanalo, HI is $1,103,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and down 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waimanalo are priced169% above average. Waimanalo is part of the Urban Honolulu, HI metro area.
Over the past five years, Waimanalo home values have risen by approximately17.4%, reflecting steady appreciation in this market.
Price History
Waimanalo Home Price Trend
City Comparison
Waimanalo vs. National Median
At $1,103,952, homes in Waimanalo cost 169% above the national median of $410,000. Buyers in Waimanalo should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Waimanalo?
20% Down Payment
$220,790
on $1,103,952
Monthly P&I
$5,758/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,313/mo
incl. taxes & insurance
Income Needed
$292,520
gross annual (30% rule)
10% Down Option
$110,395
+ PMI applies
Loan Amount (20% dn)
$883,162
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waimanalo, HI?
The median home value in Waimanalo is $1,103,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Waimanalo?
Over the past year, home values in Waimanalo have increased by 1.7%. Over five years, prices have risen approximately 17.4%.
How much do I need to earn to buy a home in Waimanalo?
To comfortably afford the median home price of $1,103,952 with a 20% down payment ($220,790) at today's rates (6.8%), you'd need a gross annual income of approximately $292,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Waimanalo compare to the national average home price?
The national median home value is approximately $410,000. At $1,103,952, homes in Waimanalo are 169% above the national average.
What metro area is Waimanalo part of?
Waimanalo is part of the Urban Honolulu, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.