Market Overview
Home Prices in Ackley, IA
The median home value in Ackley, IA is $145,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and down 6.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ackley are priced64% below average. Ackley is part of the Waterloo-Cedar Falls, IA metro area.
Over the past five years, Ackley home values have risen by approximately20.9%, reflecting strong long-term appreciation in this market.
Price History
Ackley Home Price Trend
City Comparison
Ackley vs. National Median
At $145,705, homes in Ackley cost 64% below the national median of $410,000. This makes Ackley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ackley?
20% Down Payment
$29,141
on $145,705
Monthly P&I
$760/mo
30-yr @ 6.8%
Total Monthly Est.
~$965/mo
incl. taxes & insurance
Income Needed
$38,600
gross annual (30% rule)
10% Down Option
$14,571
+ PMI applies
Loan Amount (20% dn)
$116,564
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ackley, IA?
The median home value in Ackley is $145,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Ackley?
Over the past year, home values in Ackley have increased by 5.1%. Over five years, prices have risen approximately 20.9%.
How much do I need to earn to buy a home in Ackley?
To comfortably afford the median home price of $145,705 with a 20% down payment ($29,141) at today's rates (6.8%), you'd need a gross annual income of approximately $38,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Ackley compare to the national average home price?
The national median home value is approximately $410,000. At $145,705, homes in Ackley are 64% below the national average.
What metro area is Ackley part of?
Ackley is part of the Waterloo-Cedar Falls, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.