Market Overview
Home Prices in Afton, IA
The median home value in Afton, IA is $130,149 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Afton are priced68% below average.
Price History
Afton Home Price Trend
2022
$115,345
$115K
—
2023
$112,527
$113K
-2.4%
2024
$113,582
$114K
+0.9%
2025
$121,015
$121K
+6.5%
2026
$130,149
$130K
+7.5%
City Comparison
Afton vs. National Median
🏠 Afton
$130,149
National Median
$410,000
At $130,149, homes in Afton cost 68% below the national median of $410,000. This makes Afton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Afton?
20% Down Payment
$26,030
on $130,149
Monthly P&I
$679/mo
30-yr @ 6.8%
Total Monthly Est.
~$862/mo
incl. taxes & insurance
Income Needed
$34,480
gross annual (30% rule)
10% Down Option
$13,015
+ PMI applies
Loan Amount (20% dn)
$104,119
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Afton, IA?
The median home value in Afton is $130,149 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Afton?
Over the past year, home values in Afton have increased by 7.5%.
How much do I need to earn to buy a home in Afton?
To comfortably afford the median home price of $130,149 with a 20% down payment ($26,030) at today's rates (6.8%), you'd need a gross annual income of approximately $34,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Afton compare to the national average home price?
The national median home value is approximately $410,000. At $130,149, homes in Afton are 68% below the national average.