Market Overview
Home Prices in Ainsworth, IA
The median home value in Ainsworth, IA is $255,589 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ainsworth are priced38% below average. Ainsworth is part of the Iowa City, IA metro area.
Over the past five years, Ainsworth home values have risen by approximately33.0%, reflecting strong long-term appreciation in this market.
Price History
Ainsworth Home Price Trend
City Comparison
Ainsworth vs. National Median
At $255,589, homes in Ainsworth cost 38% below the national median of $410,000. This makes Ainsworth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ainsworth?
20% Down Payment
$51,118
on $255,589
Monthly P&I
$1,333/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,693/mo
incl. taxes & insurance
Income Needed
$67,720
gross annual (30% rule)
10% Down Option
$25,559
+ PMI applies
Loan Amount (20% dn)
$204,471
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ainsworth, IA?
The median home value in Ainsworth is $255,589 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Ainsworth?
Over the past year, home values in Ainsworth have increased by 5.3%. Over five years, prices have risen approximately 33.0%.
How much do I need to earn to buy a home in Ainsworth?
To comfortably afford the median home price of $255,589 with a 20% down payment ($51,118) at today's rates (6.8%), you'd need a gross annual income of approximately $67,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ainsworth compare to the national average home price?
The national median home value is approximately $410,000. At $255,589, homes in Ainsworth are 38% below the national average.
What metro area is Ainsworth part of?
Ainsworth is part of the Iowa City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.