Market Overview
Home Prices in Alta, IA
The median home value in Alta, IA is $219,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Alta are priced46% below average. Alta is part of the Storm Lake, IA metro area.
Over the past five years, Alta home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.
Price History
Alta Home Price Trend
2020
$154,386
$154K
—
2021
$173,838
$174K
+12.6%
2022
$199,940
$200K
+15.0%
2023
$204,520
$205K
+2.3%
2024
$208,354
$208K
+1.9%
2025
$215,297
$215K
+3.3%
2026
$219,885
$220K
+2.1%
City Comparison
Alta vs. National Median
🏠 Alta
$219,885
National Median
$410,000
At $219,885, homes in Alta cost 46% below the national median of $410,000. This makes Alta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Alta?
20% Down Payment
$43,977
on $219,885
Monthly P&I
$1,147/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,457/mo
incl. taxes & insurance
Income Needed
$58,280
gross annual (30% rule)
10% Down Option
$21,989
+ PMI applies
Loan Amount (20% dn)
$175,908
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Alta, IA?
The median home value in Alta is $219,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Alta?
Over the past year, home values in Alta have increased by 2.1%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in Alta?
To comfortably afford the median home price of $219,885 with a 20% down payment ($43,977) at today's rates (6.8%), you'd need a gross annual income of approximately $58,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Alta compare to the national average home price?
The national median home value is approximately $410,000. At $219,885, homes in Alta are 46% below the national average.
What metro area is Alta part of?
Alta is part of the Storm Lake, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.