Market Overview
Home Prices in Archer, IA
The median home value in Archer, IA is $231,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14.6% compared to a year ago and up 7.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Archer are priced44% below average.
Over the past five years, Archer home values have risen by approximately60.2%, reflecting strong long-term appreciation in this market.
Price History
Archer Home Price Trend
2020
$122,313
$122K
—
2021
$144,525
$145K
+18.2%
2022
$173,821
$174K
+20.3%
2023
$171,959
$172K
-1.1%
2024
$187,805
$188K
+9.2%
2025
$201,922
$202K
+7.5%
2026
$231,501
$232K
+14.6%
City Comparison
Archer vs. National Median
🏠 Archer
$231,501
National Median
$410,000
At $231,501, homes in Archer cost 44% below the national median of $410,000. This makes Archer a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Archer?
20% Down Payment
$46,300
on $231,501
Monthly P&I
$1,207/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,533/mo
incl. taxes & insurance
Income Needed
$61,320
gross annual (30% rule)
10% Down Option
$23,150
+ PMI applies
Loan Amount (20% dn)
$185,201
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Archer, IA?
The median home value in Archer is $231,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14.6% year-over-year.
How much have home prices changed in Archer?
Over the past year, home values in Archer have increased by 14.6%. Over five years, prices have risen approximately 60.2%.
How much do I need to earn to buy a home in Archer?
To comfortably afford the median home price of $231,501 with a 20% down payment ($46,300) at today's rates (6.8%), you'd need a gross annual income of approximately $61,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Archer compare to the national average home price?
The national median home value is approximately $410,000. At $231,501, homes in Archer are 44% below the national average.