Market Overview
Home Prices in Arnolds Park, IA
The median home value in Arnolds Park, IA is $466,016 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arnolds Park are priced14% above average. Arnolds Park is part of the Spirit Lake, IA metro area.
Over the past five years, Arnolds Park home values have risen by approximately35.7%, reflecting strong long-term appreciation in this market.
Price History
Arnolds Park Home Price Trend
City Comparison
Arnolds Park vs. National Median
At $466,016, homes in Arnolds Park cost 14% above the national median of $410,000. Buyers in Arnolds Park should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Arnolds Park?
20% Down Payment
$93,203
on $466,016
Monthly P&I
$2,430/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,086/mo
incl. taxes & insurance
Income Needed
$123,440
gross annual (30% rule)
10% Down Option
$46,602
+ PMI applies
Loan Amount (20% dn)
$372,813
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arnolds Park, IA?
The median home value in Arnolds Park is $466,016 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Arnolds Park?
Over the past year, home values in Arnolds Park have increased by 2.2%. Over five years, prices have risen approximately 35.7%.
How much do I need to earn to buy a home in Arnolds Park?
To comfortably afford the median home price of $466,016 with a 20% down payment ($93,203) at today's rates (6.8%), you'd need a gross annual income of approximately $123,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Arnolds Park compare to the national average home price?
The national median home value is approximately $410,000. At $466,016, homes in Arnolds Park are 14% above the national average.
What metro area is Arnolds Park part of?
Arnolds Park is part of the Spirit Lake, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.