Market Overview
Home Prices in Ashton, IA
The median home value in Ashton, IA is $185,038 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ashton are priced55% below average.
Price History
Ashton Home Price Trend
2022
$152,548
$153K
—
2023
$152,519
$153K
+-0.0%
2024
$160,551
$161K
+5.3%
2025
$167,552
$168K
+4.4%
2026
$185,038
$185K
+10.4%
City Comparison
Ashton vs. National Median
🏠 Ashton
$185,038
National Median
$410,000
At $185,038, homes in Ashton cost 55% below the national median of $410,000. This makes Ashton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ashton?
20% Down Payment
$37,008
on $185,038
Monthly P&I
$965/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,226/mo
incl. taxes & insurance
Income Needed
$49,040
gross annual (30% rule)
10% Down Option
$18,504
+ PMI applies
Loan Amount (20% dn)
$148,030
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ashton, IA?
The median home value in Ashton is $185,038 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in Ashton?
Over the past year, home values in Ashton have increased by 10.4%.
How much do I need to earn to buy a home in Ashton?
To comfortably afford the median home price of $185,038 with a 20% down payment ($37,008) at today's rates (6.8%), you'd need a gross annual income of approximately $49,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashton compare to the national average home price?
The national median home value is approximately $410,000. At $185,038, homes in Ashton are 55% below the national average.