📍 Bagley, IA · Zillow ZHVI · July 2026

Average Home Price in
Bagley, IA

Des Moines-West Des Moines, IA metro area · Guthrie County County

Median Home Value
$170,640
↑ 1.5% year-over-year
vs. National Median
$410,000
Bagley is 58% below
Est. Monthly Payment
$890/mo
20% down · 6.8% rate
Income Needed
$45K
gross annual (30% rule)
Median Home Value
$170,640
↑ 1.5% year-over-year

Down Payment (20%)$34,128
Monthly P&I$890/mo
With Taxes & Ins.~$1,130/mo
Income Needed$45,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bagley, IA

The median home value in Bagley, IA is $170,640 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bagley are priced58% below average. Bagley is part of the Des Moines-West Des Moines, IA metro area.

City Comparison

Bagley vs. National Median

🏠 Bagley
$170,640
National Median
$410,000

At $170,640, homes in Bagley cost 58% below the national median of $410,000. This makes Bagley a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bagley?

20% Down Payment
$34,128
on $170,640
Monthly P&I
$890/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,130/mo
incl. taxes & insurance
Income Needed
$45,200
gross annual (30% rule)
10% Down Option
$17,064
+ PMI applies
Loan Amount (20% dn)
$136,512
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bagley, IA?
The median home value in Bagley is $170,640 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Bagley?
Over the past year, home values in Bagley have increased by 1.5%.
How much do I need to earn to buy a home in Bagley?
To comfortably afford the median home price of $170,640 with a 20% down payment ($34,128) at today's rates (6.8%), you'd need a gross annual income of approximately $45,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Bagley compare to the national average home price?
The national median home value is approximately $410,000. At $170,640, homes in Bagley are 58% below the national average.
What metro area is Bagley part of?
Bagley is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.