Market Overview
Home Prices in Barnes City, IA
The median home value in Barnes City, IA is $156,536 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 17.5% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Barnes City are priced62% below average. Barnes City is part of the Oskaloosa, IA metro area.
Price History
Barnes City Home Price Trend
2022
$115,835
$116K
—
2023
$119,316
$119K
+3.0%
2024
$131,085
$131K
+9.9%
2025
$133,260
$133K
+1.7%
2026
$156,536
$157K
+17.5%
City Comparison
Barnes City vs. National Median
🏠 Barnes City
$156,536
National Median
$410,000
At $156,536, homes in Barnes City cost 62% below the national median of $410,000. This makes Barnes City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Barnes City?
20% Down Payment
$31,307
on $156,536
Monthly P&I
$816/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,036/mo
incl. taxes & insurance
Income Needed
$41,440
gross annual (30% rule)
10% Down Option
$15,654
+ PMI applies
Loan Amount (20% dn)
$125,229
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Barnes City, IA?
The median home value in Barnes City is $156,536 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 17.5% year-over-year.
How much have home prices changed in Barnes City?
Over the past year, home values in Barnes City have increased by 17.5%.
How much do I need to earn to buy a home in Barnes City?
To comfortably afford the median home price of $156,536 with a 20% down payment ($31,307) at today's rates (6.8%), you'd need a gross annual income of approximately $41,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Barnes City compare to the national average home price?
The national median home value is approximately $410,000. At $156,536, homes in Barnes City are 62% below the national average.
What metro area is Barnes City part of?
Barnes City is part of the Oskaloosa, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.