Market Overview
Home Prices in Beacon, IA
The median home value in Beacon, IA is $138,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.5% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Beacon are priced66% below average. Beacon is part of the Oskaloosa, IA metro area.
Price History
Beacon Home Price Trend
2022
$108,730
$109K
—
2023
$115,455
$115K
+6.2%
2024
$122,830
$123K
+6.4%
2025
$122,733
$123K
-0.1%
2026
$138,109
$138K
+12.5%
City Comparison
Beacon vs. National Median
🏠 Beacon
$138,109
National Median
$410,000
At $138,109, homes in Beacon cost 66% below the national median of $410,000. This makes Beacon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Beacon?
20% Down Payment
$27,622
on $138,109
Monthly P&I
$720/mo
30-yr @ 6.8%
Total Monthly Est.
~$914/mo
incl. taxes & insurance
Income Needed
$36,560
gross annual (30% rule)
10% Down Option
$13,811
+ PMI applies
Loan Amount (20% dn)
$110,487
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Beacon, IA?
The median home value in Beacon is $138,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.5% year-over-year.
How much have home prices changed in Beacon?
Over the past year, home values in Beacon have increased by 12.5%.
How much do I need to earn to buy a home in Beacon?
To comfortably afford the median home price of $138,109 with a 20% down payment ($27,622) at today's rates (6.8%), you'd need a gross annual income of approximately $36,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Beacon compare to the national average home price?
The national median home value is approximately $410,000. At $138,109, homes in Beacon are 66% below the national average.
What metro area is Beacon part of?
Beacon is part of the Oskaloosa, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.