Market Overview
Home Prices in Brayton, IA
The median home value in Brayton, IA is $188,036 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.4% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Brayton are priced54% below average.
Price History
Brayton Home Price Trend
2022
$148,995
$149K
—
2023
$144,807
$145K
-2.8%
2024
$165,993
$166K
+14.6%
2025
$171,860
$172K
+3.5%
2026
$188,036
$188K
+9.4%
City Comparison
Brayton vs. National Median
🏠 Brayton
$188,036
National Median
$410,000
At $188,036, homes in Brayton cost 54% below the national median of $410,000. This makes Brayton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Brayton?
20% Down Payment
$37,607
on $188,036
Monthly P&I
$981/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,246/mo
incl. taxes & insurance
Income Needed
$49,840
gross annual (30% rule)
10% Down Option
$18,804
+ PMI applies
Loan Amount (20% dn)
$150,429
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Brayton, IA?
The median home value in Brayton is $188,036 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.4% year-over-year.
How much have home prices changed in Brayton?
Over the past year, home values in Brayton have increased by 9.4%.
How much do I need to earn to buy a home in Brayton?
To comfortably afford the median home price of $188,036 with a 20% down payment ($37,607) at today's rates (6.8%), you'd need a gross annual income of approximately $49,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Brayton compare to the national average home price?
The national median home value is approximately $410,000. At $188,036, homes in Brayton are 54% below the national average.