Market Overview
Home Prices in Breda, IA
The median home value in Breda, IA is $248,318 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Breda are priced39% below average. Breda is part of the Carroll, IA metro area.
Over the past five years, Breda home values have risen by approximately39.5%, reflecting strong long-term appreciation in this market.
Price History
Breda Home Price Trend
2020
$160,005
$160K
—
2021
$178,039
$178K
+11.3%
2022
$212,452
$212K
+19.3%
2023
$220,853
$221K
+4.0%
2024
$230,055
$230K
+4.2%
2025
$236,816
$237K
+2.9%
2026
$248,318
$248K
+4.9%
City Comparison
Breda vs. National Median
🏠 Breda
$248,318
National Median
$410,000
At $248,318, homes in Breda cost 39% below the national median of $410,000. This makes Breda a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Breda?
20% Down Payment
$49,664
on $248,318
Monthly P&I
$1,295/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,645/mo
incl. taxes & insurance
Income Needed
$65,800
gross annual (30% rule)
10% Down Option
$24,832
+ PMI applies
Loan Amount (20% dn)
$198,654
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Breda, IA?
The median home value in Breda is $248,318 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Breda?
Over the past year, home values in Breda have increased by 4.9%. Over five years, prices have risen approximately 39.5%.
How much do I need to earn to buy a home in Breda?
To comfortably afford the median home price of $248,318 with a 20% down payment ($49,664) at today's rates (6.8%), you'd need a gross annual income of approximately $65,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Breda compare to the national average home price?
The national median home value is approximately $410,000. At $248,318, homes in Breda are 39% below the national average.
What metro area is Breda part of?
Breda is part of the Carroll, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.