📍 Buffalo Center, IA · Zillow ZHVI · July 2026

Average Home Price in
Buffalo Center, IA

Winnebago County County

Median Home Value
$149,832
↑ 4.6% year-over-year
vs. National Median
$410,000
Buffalo Center is 63% below
Est. Monthly Payment
$781/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$149,832
↑ 4.6% year-over-year

Down Payment (20%)$29,966
Monthly P&I$781/mo
With Taxes & Ins.~$992/mo
Income Needed$39,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Buffalo Center, IA

The median home value in Buffalo Center, IA is $149,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Buffalo Center are priced63% below average.

Over the past five years, Buffalo Center home values have risen by approximately9.7%, reflecting steady appreciation in this market.

City Comparison

Buffalo Center vs. National Median

🏠 Buffalo Center
$149,832
National Median
$410,000

At $149,832, homes in Buffalo Center cost 63% below the national median of $410,000. This makes Buffalo Center a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Buffalo Center?

20% Down Payment
$29,966
on $149,832
Monthly P&I
$781/mo
30-yr @ 6.8%
Total Monthly Est.
~$992/mo
incl. taxes & insurance
Income Needed
$39,680
gross annual (30% rule)
10% Down Option
$14,983
+ PMI applies
Loan Amount (20% dn)
$119,866
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Buffalo Center, IA?
The median home value in Buffalo Center is $149,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Buffalo Center?
Over the past year, home values in Buffalo Center have increased by 4.6%. Over five years, prices have risen approximately 9.7%.
How much do I need to earn to buy a home in Buffalo Center?
To comfortably afford the median home price of $149,832 with a 20% down payment ($29,966) at today's rates (6.8%), you'd need a gross annual income of approximately $39,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Buffalo Center compare to the national average home price?
The national median home value is approximately $410,000. At $149,832, homes in Buffalo Center are 63% below the national average.