📍 Calmar, IA · Zillow ZHVI · July 2026

Average Home Price in
Calmar, IA

Winneshiek County County

Median Home Value
$212,126
↑ 5.7% year-over-year
vs. National Median
$410,000
Calmar is 48% below
Est. Monthly Payment
$1,106/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$212,126
↑ 5.7% year-over-year

Down Payment (20%)$42,425
Monthly P&I$1,106/mo
With Taxes & Ins.~$1,405/mo
Income Needed$56,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Calmar, IA

The median home value in Calmar, IA is $212,126 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 5.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Calmar are priced48% below average.

Over the past five years, Calmar home values have risen by approximately31.9%, reflecting strong long-term appreciation in this market.

City Comparison

Calmar vs. National Median

🏠 Calmar
$212,126
National Median
$410,000

At $212,126, homes in Calmar cost 48% below the national median of $410,000. This makes Calmar a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Calmar?

20% Down Payment
$42,425
on $212,126
Monthly P&I
$1,106/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,405/mo
incl. taxes & insurance
Income Needed
$56,200
gross annual (30% rule)
10% Down Option
$21,213
+ PMI applies
Loan Amount (20% dn)
$169,701
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Calmar, IA?
The median home value in Calmar is $212,126 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Calmar?
Over the past year, home values in Calmar have increased by 5.7%. Over five years, prices have risen approximately 31.9%.
How much do I need to earn to buy a home in Calmar?
To comfortably afford the median home price of $212,126 with a 20% down payment ($42,425) at today's rates (6.8%), you'd need a gross annual income of approximately $56,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Calmar compare to the national average home price?
The national median home value is approximately $410,000. At $212,126, homes in Calmar are 48% below the national average.