Market Overview
Home Prices in Carlisle, IA
The median home value in Carlisle, IA is $293,195 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carlisle are priced28% below average. Carlisle is part of the Des Moines-West Des Moines, IA metro area.
Over the past five years, Carlisle home values have risen by approximately22.7%, reflecting strong long-term appreciation in this market.
Price History
Carlisle Home Price Trend
City Comparison
Carlisle vs. National Median
At $293,195, homes in Carlisle cost 28% below the national median of $410,000. This makes Carlisle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Carlisle?
20% Down Payment
$58,639
on $293,195
Monthly P&I
$1,529/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,942/mo
incl. taxes & insurance
Income Needed
$77,680
gross annual (30% rule)
10% Down Option
$29,320
+ PMI applies
Loan Amount (20% dn)
$234,556
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carlisle, IA?
The median home value in Carlisle is $293,195 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Carlisle?
Over the past year, home values in Carlisle have increased by 2.2%. Over five years, prices have risen approximately 22.7%.
How much do I need to earn to buy a home in Carlisle?
To comfortably afford the median home price of $293,195 with a 20% down payment ($58,639) at today's rates (6.8%), you'd need a gross annual income of approximately $77,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Carlisle compare to the national average home price?
The national median home value is approximately $410,000. At $293,195, homes in Carlisle are 28% below the national average.
What metro area is Carlisle part of?
Carlisle is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.