Market Overview
Home Prices in Cascade, IA
The median home value in Cascade, IA is $299,903 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cascade are priced27% below average. Cascade is part of the Cedar Rapids, IA metro area.
Over the past five years, Cascade home values have risen by approximately35.6%, reflecting strong long-term appreciation in this market.
Price History
Cascade Home Price Trend
City Comparison
Cascade vs. National Median
At $299,903, homes in Cascade cost 27% below the national median of $410,000. This makes Cascade a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cascade?
20% Down Payment
$59,981
on $299,903
Monthly P&I
$1,564/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,986/mo
incl. taxes & insurance
Income Needed
$79,440
gross annual (30% rule)
10% Down Option
$29,990
+ PMI applies
Loan Amount (20% dn)
$239,922
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cascade, IA?
The median home value in Cascade is $299,903 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Cascade?
Over the past year, home values in Cascade have increased by 6.5%. Over five years, prices have risen approximately 35.6%.
How much do I need to earn to buy a home in Cascade?
To comfortably afford the median home price of $299,903 with a 20% down payment ($59,981) at today's rates (6.8%), you'd need a gross annual income of approximately $79,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Cascade compare to the national average home price?
The national median home value is approximately $410,000. At $299,903, homes in Cascade are 27% below the national average.
What metro area is Cascade part of?
Cascade is part of the Cedar Rapids, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.