Market Overview
Home Prices in Churdan, IA
The median home value in Churdan, IA is $194,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Churdan are priced53% below average.
Over the past five years, Churdan home values have risen by approximately49.4%, reflecting strong long-term appreciation in this market.
Price History
Churdan Home Price Trend
2020
$109,692
$110K
—
2021
$129,983
$130K
+18.5%
2022
$157,987
$158K
+21.5%
2023
$165,006
$165K
+4.4%
2024
$180,130
$180K
+9.2%
2025
$181,735
$182K
+0.9%
2026
$194,243
$194K
+6.9%
City Comparison
Churdan vs. National Median
🏠 Churdan
$194,243
National Median
$410,000
At $194,243, homes in Churdan cost 53% below the national median of $410,000. This makes Churdan a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Churdan?
20% Down Payment
$38,849
on $194,243
Monthly P&I
$1,013/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,287/mo
incl. taxes & insurance
Income Needed
$51,480
gross annual (30% rule)
10% Down Option
$19,424
+ PMI applies
Loan Amount (20% dn)
$155,394
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Churdan, IA?
The median home value in Churdan is $194,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Churdan?
Over the past year, home values in Churdan have increased by 6.9%. Over five years, prices have risen approximately 49.4%.
How much do I need to earn to buy a home in Churdan?
To comfortably afford the median home price of $194,243 with a 20% down payment ($38,849) at today's rates (6.8%), you'd need a gross annual income of approximately $51,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Churdan compare to the national average home price?
The national median home value is approximately $410,000. At $194,243, homes in Churdan are 53% below the national average.