Market Overview
Home Prices in Clarinda, IA
The median home value in Clarinda, IA is $133,652 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clarinda are priced67% below average.
Over the past five years, Clarinda home values have risen by approximately27.9%, reflecting strong long-term appreciation in this market.
Price History
Clarinda Home Price Trend
2020
$96,325
$96K
—
2021
$104,501
$105K
+8.5%
2022
$117,115
$117K
+12.1%
2023
$124,494
$124K
+6.3%
2024
$127,735
$128K
+2.6%
2025
$125,345
$125K
-1.9%
2026
$133,652
$134K
+6.6%
City Comparison
Clarinda vs. National Median
🏠 Clarinda
$133,652
National Median
$410,000
At $133,652, homes in Clarinda cost 67% below the national median of $410,000. This makes Clarinda a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clarinda?
20% Down Payment
$26,730
on $133,652
Monthly P&I
$697/mo
30-yr @ 6.8%
Total Monthly Est.
~$885/mo
incl. taxes & insurance
Income Needed
$35,400
gross annual (30% rule)
10% Down Option
$13,365
+ PMI applies
Loan Amount (20% dn)
$106,922
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clarinda, IA?
The median home value in Clarinda is $133,652 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Clarinda?
Over the past year, home values in Clarinda have increased by 6.6%. Over five years, prices have risen approximately 27.9%.
How much do I need to earn to buy a home in Clarinda?
To comfortably afford the median home price of $133,652 with a 20% down payment ($26,730) at today's rates (6.8%), you'd need a gross annual income of approximately $35,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Clarinda compare to the national average home price?
The national median home value is approximately $410,000. At $133,652, homes in Clarinda are 67% below the national average.