Market Overview
Home Prices in Clearfield, IA
The median home value in Clearfield, IA is $145,151 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14.3% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clearfield are priced65% below average.
Over the past five years, Clearfield home values have risen by approximately28.5%, reflecting strong long-term appreciation in this market.
Price History
Clearfield Home Price Trend
2020
$98,212
$98K
—
2021
$112,954
$113K
+15.0%
2022
$130,570
$131K
+15.6%
2023
$126,148
$126K
-3.4%
2024
$130,158
$130K
+3.2%
2025
$126,954
$127K
-2.5%
2026
$145,151
$145K
+14.3%
City Comparison
Clearfield vs. National Median
🏠 Clearfield
$145,151
National Median
$410,000
At $145,151, homes in Clearfield cost 65% below the national median of $410,000. This makes Clearfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clearfield?
20% Down Payment
$29,030
on $145,151
Monthly P&I
$757/mo
30-yr @ 6.8%
Total Monthly Est.
~$961/mo
incl. taxes & insurance
Income Needed
$38,440
gross annual (30% rule)
10% Down Option
$14,515
+ PMI applies
Loan Amount (20% dn)
$116,121
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clearfield, IA?
The median home value in Clearfield is $145,151 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14.3% year-over-year.
How much have home prices changed in Clearfield?
Over the past year, home values in Clearfield have increased by 14.3%. Over five years, prices have risen approximately 28.5%.
How much do I need to earn to buy a home in Clearfield?
To comfortably afford the median home price of $145,151 with a 20% down payment ($29,030) at today's rates (6.8%), you'd need a gross annual income of approximately $38,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Clearfield compare to the national average home price?
The national median home value is approximately $410,000. At $145,151, homes in Clearfield are 65% below the national average.