Market Overview
Home Prices in Cleghorn, IA
The median home value in Cleghorn, IA is $191,315 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cleghorn are priced53% below average.
Price History
Cleghorn Home Price Trend
2022
$168,745
$169K
—
2023
$169,704
$170K
+0.6%
2024
$174,252
$174K
+2.7%
2025
$182,068
$182K
+4.5%
2026
$191,315
$191K
+5.1%
City Comparison
Cleghorn vs. National Median
🏠 Cleghorn
$191,315
National Median
$410,000
At $191,315, homes in Cleghorn cost 53% below the national median of $410,000. This makes Cleghorn a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cleghorn?
20% Down Payment
$38,263
on $191,315
Monthly P&I
$998/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,267/mo
incl. taxes & insurance
Income Needed
$50,680
gross annual (30% rule)
10% Down Option
$19,132
+ PMI applies
Loan Amount (20% dn)
$153,052
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cleghorn, IA?
The median home value in Cleghorn is $191,315 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Cleghorn?
Over the past year, home values in Cleghorn have increased by 5.1%.
How much do I need to earn to buy a home in Cleghorn?
To comfortably afford the median home price of $191,315 with a 20% down payment ($38,263) at today's rates (6.8%), you'd need a gross annual income of approximately $50,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Cleghorn compare to the national average home price?
The national median home value is approximately $410,000. At $191,315, homes in Cleghorn are 53% below the national average.