Market Overview
Home Prices in Clermont, IA
The median home value in Clermont, IA is $208,985 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and up 6.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clermont are priced49% below average.
Over the past five years, Clermont home values have risen by approximately42.9%, reflecting strong long-term appreciation in this market.
Price History
Clermont Home Price Trend
2020
$133,271
$133K
—
2021
$146,251
$146K
+9.7%
2022
$170,104
$170K
+16.3%
2023
$176,019
$176K
+3.5%
2024
$182,235
$182K
+3.5%
2025
$193,750
$194K
+6.3%
2026
$208,985
$209K
+7.9%
City Comparison
Clermont vs. National Median
🏠 Clermont
$208,985
National Median
$410,000
At $208,985, homes in Clermont cost 49% below the national median of $410,000. This makes Clermont a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clermont?
20% Down Payment
$41,797
on $208,985
Monthly P&I
$1,090/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,384/mo
incl. taxes & insurance
Income Needed
$55,360
gross annual (30% rule)
10% Down Option
$20,899
+ PMI applies
Loan Amount (20% dn)
$167,188
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clermont, IA?
The median home value in Clermont is $208,985 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Clermont?
Over the past year, home values in Clermont have increased by 7.9%. Over five years, prices have risen approximately 42.9%.
How much do I need to earn to buy a home in Clermont?
To comfortably afford the median home price of $208,985 with a 20% down payment ($41,797) at today's rates (6.8%), you'd need a gross annual income of approximately $55,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Clermont compare to the national average home price?
The national median home value is approximately $410,000. At $208,985, homes in Clermont are 49% below the national average.