Market Overview
Home Prices in Clive, IA
The median home value in Clive, IA is $434,028 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clive are priced6% above average. Clive is part of the Des Moines-West Des Moines, IA metro area.
Over the past five years, Clive home values have risen by approximately22.1%, reflecting strong long-term appreciation in this market.
Price History
Clive Home Price Trend
City Comparison
Clive vs. National Median
At $434,028, homes in Clive cost 6% above the national median of $410,000. Buyers in Clive should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Clive?
20% Down Payment
$86,806
on $434,028
Monthly P&I
$2,264/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,875/mo
incl. taxes & insurance
Income Needed
$115,000
gross annual (30% rule)
10% Down Option
$43,403
+ PMI applies
Loan Amount (20% dn)
$347,222
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clive, IA?
The median home value in Clive is $434,028 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Clive?
Over the past year, home values in Clive have increased by 0.6%. Over five years, prices have risen approximately 22.1%.
How much do I need to earn to buy a home in Clive?
To comfortably afford the median home price of $434,028 with a 20% down payment ($86,806) at today's rates (6.8%), you'd need a gross annual income of approximately $115,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Clive compare to the national average home price?
The national median home value is approximately $410,000. At $434,028, homes in Clive are 6% above the national average.
What metro area is Clive part of?
Clive is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.