Market Overview
Home Prices in Clutier, IA
The median home value in Clutier, IA is $196,997 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clutier are priced52% below average.
Over the past five years, Clutier home values have risen by approximately37.6%, reflecting strong long-term appreciation in this market.
Price History
Clutier Home Price Trend
2020
$126,315
$126K
—
2021
$143,171
$143K
+13.3%
2022
$164,982
$165K
+15.2%
2023
$167,425
$167K
+1.5%
2024
$178,011
$178K
+6.3%
2025
$184,347
$184K
+3.6%
2026
$196,997
$197K
+6.9%
City Comparison
Clutier vs. National Median
🏠 Clutier
$196,997
National Median
$410,000
At $196,997, homes in Clutier cost 52% below the national median of $410,000. This makes Clutier a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clutier?
20% Down Payment
$39,399
on $196,997
Monthly P&I
$1,027/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,304/mo
incl. taxes & insurance
Income Needed
$52,160
gross annual (30% rule)
10% Down Option
$19,700
+ PMI applies
Loan Amount (20% dn)
$157,598
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clutier, IA?
The median home value in Clutier is $196,997 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Clutier?
Over the past year, home values in Clutier have increased by 6.9%. Over five years, prices have risen approximately 37.6%.
How much do I need to earn to buy a home in Clutier?
To comfortably afford the median home price of $196,997 with a 20% down payment ($39,399) at today's rates (6.8%), you'd need a gross annual income of approximately $52,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Clutier compare to the national average home price?
The national median home value is approximately $410,000. At $196,997, homes in Clutier are 52% below the national average.