Market Overview
Home Prices in Coggon, IA
The median home value in Coggon, IA is $251,573 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coggon are priced39% below average. Coggon is part of the Cedar Rapids, IA metro area.
Over the past five years, Coggon home values have risen by approximately35.3%, reflecting strong long-term appreciation in this market.
Price History
Coggon Home Price Trend
City Comparison
Coggon vs. National Median
At $251,573, homes in Coggon cost 39% below the national median of $410,000. This makes Coggon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Coggon?
20% Down Payment
$50,315
on $251,573
Monthly P&I
$1,312/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,666/mo
incl. taxes & insurance
Income Needed
$66,640
gross annual (30% rule)
10% Down Option
$25,157
+ PMI applies
Loan Amount (20% dn)
$201,258
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coggon, IA?
The median home value in Coggon is $251,573 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Coggon?
Over the past year, home values in Coggon have increased by 5.7%. Over five years, prices have risen approximately 35.3%.
How much do I need to earn to buy a home in Coggon?
To comfortably afford the median home price of $251,573 with a 20% down payment ($50,315) at today's rates (6.8%), you'd need a gross annual income of approximately $66,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Coggon compare to the national average home price?
The national median home value is approximately $410,000. At $251,573, homes in Coggon are 39% below the national average.
What metro area is Coggon part of?
Coggon is part of the Cedar Rapids, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.