Market Overview
Home Prices in De Soto, IA
The median home value in De Soto, IA is $260,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in De Soto are priced36% below average. De Soto is part of the Des Moines-West Des Moines, IA metro area.
Over the past five years, De Soto home values have risen by approximately22.9%, reflecting strong long-term appreciation in this market.
Price History
De Soto Home Price Trend
City Comparison
De Soto vs. National Median
At $260,754, homes in De Soto cost 36% below the national median of $410,000. This makes De Soto a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in De Soto?
20% Down Payment
$52,151
on $260,754
Monthly P&I
$1,360/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,727/mo
incl. taxes & insurance
Income Needed
$69,080
gross annual (30% rule)
10% Down Option
$26,075
+ PMI applies
Loan Amount (20% dn)
$208,603
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in De Soto, IA?
The median home value in De Soto is $260,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in De Soto?
Over the past year, home values in De Soto have decreased by 1%. Over five years, prices have risen approximately 22.9%.
How much do I need to earn to buy a home in De Soto?
To comfortably afford the median home price of $260,754 with a 20% down payment ($52,151) at today's rates (6.8%), you'd need a gross annual income of approximately $69,080. This assumes keeping total housing costs at or below 30% of gross income.
How does De Soto compare to the national average home price?
The national median home value is approximately $410,000. At $260,754, homes in De Soto are 36% below the national average.
What metro area is De Soto part of?
De Soto is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.