Market Overview
Home Prices in Deloit, IA
The median home value in Deloit, IA is $125,750 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Deloit are priced69% below average.
Price History
Deloit Home Price Trend
2022
$117,324
$117K
—
2023
$124,863
$125K
+6.4%
2024
$127,589
$128K
+2.2%
2025
$133,724
$134K
+4.8%
2026
$125,750
$126K
-6.0%
City Comparison
Deloit vs. National Median
🏠 Deloit
$125,750
National Median
$410,000
At $125,750, homes in Deloit cost 69% below the national median of $410,000. This makes Deloit a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Deloit?
20% Down Payment
$25,150
on $125,750
Monthly P&I
$656/mo
30-yr @ 6.8%
Total Monthly Est.
~$833/mo
incl. taxes & insurance
Income Needed
$33,320
gross annual (30% rule)
10% Down Option
$12,575
+ PMI applies
Loan Amount (20% dn)
$100,600
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Deloit, IA?
The median home value in Deloit is $125,750 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6% year-over-year.
How much have home prices changed in Deloit?
Over the past year, home values in Deloit have decreased by 6%.
How much do I need to earn to buy a home in Deloit?
To comfortably afford the median home price of $125,750 with a 20% down payment ($25,150) at today's rates (6.8%), you'd need a gross annual income of approximately $33,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Deloit compare to the national average home price?
The national median home value is approximately $410,000. At $125,750, homes in Deloit are 69% below the national average.