Market Overview
Home Prices in Denison, IA
The median home value in Denison, IA is $183,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Denison are priced55% below average.
Over the past five years, Denison home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Denison Home Price Trend
2020
$124,632
$125K
—
2021
$139,864
$140K
+12.2%
2022
$166,255
$166K
+18.9%
2023
$168,273
$168K
+1.2%
2024
$174,672
$175K
+3.8%
2025
$177,328
$177K
+1.5%
2026
$183,757
$184K
+3.6%
City Comparison
Denison vs. National Median
🏠 Denison
$183,757
National Median
$410,000
At $183,757, homes in Denison cost 55% below the national median of $410,000. This makes Denison a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Denison?
20% Down Payment
$36,751
on $183,757
Monthly P&I
$958/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,217/mo
incl. taxes & insurance
Income Needed
$48,680
gross annual (30% rule)
10% Down Option
$18,376
+ PMI applies
Loan Amount (20% dn)
$147,006
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Denison, IA?
The median home value in Denison is $183,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Denison?
Over the past year, home values in Denison have increased by 3.6%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Denison?
To comfortably afford the median home price of $183,757 with a 20% down payment ($36,751) at today's rates (6.8%), you'd need a gross annual income of approximately $48,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Denison compare to the national average home price?
The national median home value is approximately $410,000. At $183,757, homes in Denison are 55% below the national average.