Market Overview
Home Prices in Denver, IA
The median home value in Denver, IA is $316,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Denver are priced23% below average. Denver is part of the Waterloo-Cedar Falls, IA metro area.
Over the past five years, Denver home values have risen by approximately31.7%, reflecting strong long-term appreciation in this market.
Price History
Denver Home Price Trend
City Comparison
Denver vs. National Median
At $316,872, homes in Denver cost 23% below the national median of $410,000. This makes Denver a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Denver?
20% Down Payment
$63,374
on $316,872
Monthly P&I
$1,653/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,099/mo
incl. taxes & insurance
Income Needed
$83,960
gross annual (30% rule)
10% Down Option
$31,687
+ PMI applies
Loan Amount (20% dn)
$253,498
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Denver, IA?
The median home value in Denver is $316,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Denver?
Over the past year, home values in Denver have increased by 3.4%. Over five years, prices have risen approximately 31.7%.
How much do I need to earn to buy a home in Denver?
To comfortably afford the median home price of $316,872 with a 20% down payment ($63,374) at today's rates (6.8%), you'd need a gross annual income of approximately $83,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Denver compare to the national average home price?
The national median home value is approximately $410,000. At $316,872, homes in Denver are 23% below the national average.
What metro area is Denver part of?
Denver is part of the Waterloo-Cedar Falls, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.