Market Overview
Home Prices in Dickens, IA
The median home value in Dickens, IA is $243,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dickens are priced41% below average. Dickens is part of the Spencer, IA metro area.
Over the past five years, Dickens home values have risen by approximately52.1%, reflecting strong long-term appreciation in this market.
Price History
Dickens Home Price Trend
City Comparison
Dickens vs. National Median
At $243,170, homes in Dickens cost 41% below the national median of $410,000. This makes Dickens a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dickens?
20% Down Payment
$48,634
on $243,170
Monthly P&I
$1,268/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,610/mo
incl. taxes & insurance
Income Needed
$64,400
gross annual (30% rule)
10% Down Option
$24,317
+ PMI applies
Loan Amount (20% dn)
$194,536
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dickens, IA?
The median home value in Dickens is $243,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13% year-over-year.
How much have home prices changed in Dickens?
Over the past year, home values in Dickens have increased by 13%. Over five years, prices have risen approximately 52.1%.
How much do I need to earn to buy a home in Dickens?
To comfortably afford the median home price of $243,170 with a 20% down payment ($48,634) at today's rates (6.8%), you'd need a gross annual income of approximately $64,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Dickens compare to the national average home price?
The national median home value is approximately $410,000. At $243,170, homes in Dickens are 41% below the national average.
What metro area is Dickens part of?
Dickens is part of the Spencer, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.