Market Overview
Home Prices in Dow City, IA
The median home value in Dow City, IA is $96,711 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dow City are priced76% below average.
Over the past five years, Dow City home values have risen by approximately47.5%, reflecting strong long-term appreciation in this market.
Price History
Dow City Home Price Trend
2020
$56,910
$57K
—
2021
$65,583
$66K
+15.2%
2022
$71,837
$72K
+9.5%
2023
$77,757
$78K
+8.2%
2024
$86,667
$87K
+11.5%
2025
$90,352
$90K
+4.3%
2026
$96,711
$97K
+7.0%
City Comparison
Dow City vs. National Median
🏠 Dow City
$96,711
National Median
$410,000
At $96,711, homes in Dow City cost 76% below the national median of $410,000. This makes Dow City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dow City?
20% Down Payment
$19,342
on $96,711
Monthly P&I
$504/mo
30-yr @ 6.8%
Total Monthly Est.
~$640/mo
incl. taxes & insurance
Income Needed
$25,600
gross annual (30% rule)
10% Down Option
$9,671
+ PMI applies
Loan Amount (20% dn)
$77,369
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dow City, IA?
The median home value in Dow City is $96,711 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Dow City?
Over the past year, home values in Dow City have increased by 7%. Over five years, prices have risen approximately 47.5%.
How much do I need to earn to buy a home in Dow City?
To comfortably afford the median home price of $96,711 with a 20% down payment ($19,342) at today's rates (6.8%), you'd need a gross annual income of approximately $25,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Dow City compare to the national average home price?
The national median home value is approximately $410,000. At $96,711, homes in Dow City are 76% below the national average.