Market Overview
Home Prices in Duncombe, IA
The median home value in Duncombe, IA is $191,759 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Duncombe are priced53% below average. Duncombe is part of the Fort Dodge, IA metro area.
Over the past five years, Duncombe home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Duncombe Home Price Trend
City Comparison
Duncombe vs. National Median
At $191,759, homes in Duncombe cost 53% below the national median of $410,000. This makes Duncombe a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Duncombe?
20% Down Payment
$38,352
on $191,759
Monthly P&I
$1,000/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,270/mo
incl. taxes & insurance
Income Needed
$50,800
gross annual (30% rule)
10% Down Option
$19,176
+ PMI applies
Loan Amount (20% dn)
$153,407
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Duncombe, IA?
The median home value in Duncombe is $191,759 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8% year-over-year.
How much have home prices changed in Duncombe?
Over the past year, home values in Duncombe have increased by 8%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Duncombe?
To comfortably afford the median home price of $191,759 with a 20% down payment ($38,352) at today's rates (6.8%), you'd need a gross annual income of approximately $50,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Duncombe compare to the national average home price?
The national median home value is approximately $410,000. At $191,759, homes in Duncombe are 53% below the national average.
What metro area is Duncombe part of?
Duncombe is part of the Fort Dodge, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.