Market Overview
Home Prices in Dunkerton, IA
The median home value in Dunkerton, IA is $243,844 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dunkerton are priced41% below average. Dunkerton is part of the Waterloo-Cedar Falls, IA metro area.
Over the past five years, Dunkerton home values have risen by approximately36.1%, reflecting strong long-term appreciation in this market.
Price History
Dunkerton Home Price Trend
City Comparison
Dunkerton vs. National Median
At $243,844, homes in Dunkerton cost 41% below the national median of $410,000. This makes Dunkerton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dunkerton?
20% Down Payment
$48,769
on $243,844
Monthly P&I
$1,272/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,615/mo
incl. taxes & insurance
Income Needed
$64,600
gross annual (30% rule)
10% Down Option
$24,384
+ PMI applies
Loan Amount (20% dn)
$195,075
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dunkerton, IA?
The median home value in Dunkerton is $243,844 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Dunkerton?
Over the past year, home values in Dunkerton have increased by 2.1%. Over five years, prices have risen approximately 36.1%.
How much do I need to earn to buy a home in Dunkerton?
To comfortably afford the median home price of $243,844 with a 20% down payment ($48,769) at today's rates (6.8%), you'd need a gross annual income of approximately $64,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Dunkerton compare to the national average home price?
The national median home value is approximately $410,000. At $243,844, homes in Dunkerton are 41% below the national average.
What metro area is Dunkerton part of?
Dunkerton is part of the Waterloo-Cedar Falls, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.