Market Overview
Home Prices in Earlham, IA
The median home value in Earlham, IA is $378,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Earlham are priced8% below average. Earlham is part of the Des Moines-West Des Moines, IA metro area.
Over the past five years, Earlham home values have risen by approximately30.1%, reflecting strong long-term appreciation in this market.
Price History
Earlham Home Price Trend
City Comparison
Earlham vs. National Median
At $378,996, homes in Earlham cost 8% below the national median of $410,000. This makes Earlham a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Earlham?
20% Down Payment
$75,799
on $378,996
Monthly P&I
$1,977/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,511/mo
incl. taxes & insurance
Income Needed
$100,440
gross annual (30% rule)
10% Down Option
$37,900
+ PMI applies
Loan Amount (20% dn)
$303,197
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Earlham, IA?
The median home value in Earlham is $378,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Earlham?
Over the past year, home values in Earlham have increased by 1%. Over five years, prices have risen approximately 30.1%.
How much do I need to earn to buy a home in Earlham?
To comfortably afford the median home price of $378,996 with a 20% down payment ($75,799) at today's rates (6.8%), you'd need a gross annual income of approximately $100,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Earlham compare to the national average home price?
The national median home value is approximately $410,000. At $378,996, homes in Earlham are 8% below the national average.
What metro area is Earlham part of?
Earlham is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.